At SK Financial Group, we specialise in helping first home buyers find their dream home. We will take a logical step to help you guide through the process of budgeting, understanding home loan, property inspection and settlement.
Buying your first home in New Zealand can be a daunting process. Some of the steps we can provide guidance:
– Achieving the preapproval for the purchase
– Preparing for the auction or negotiating for the property purchase.
– Assisting with the settlement process.
SK Financial Group understands the pain points of first time buyers based upon their experience, therefore you can trust them to help you point to the definitive way to secure the property you wish to purchase and don’t want to miss out at the auction.
Let us take the pressure of your shoulders so that we can liaise with the product partners to offer the right product.
As a first-time home buyer NZ, you may be eligible for financial assistance such as the KiwiSaver First-Home Withdrawal, and First Home Loan. SK Financial Group can guide you through these options and help you understand which ones you qualify for.
While a deposit of 20% is typically required, we have options available for first-time home buyers with lower deposits. At SK Financial Group, we can arrange lending for up to 95% of your home’s value, meaning you may only need a 5% deposit to get into your first home. We’ll work with you to find the best solution that fits your financial situation.
Pre-approval is an indication from a lender of how much you can borrow before you start house hunting. It gives you a clear budget and shows sellers you’re a serious buyer. Our team can assist you in getting pre-approved, making the home-buying process smoother.
Yes, you can withdraw your KiwiSaver funds to put towards your first home deposit, provided you meet certain criteria. SK Financial Group can help you navigate the process and ensure you make the most of your KiwiSaver savings.
We offer personalized advice, access to a wide range of lenders, and step-by-step support to make your home-buying journey as smooth as possible. From securing the best mortgage rate to handling all the paperwork, we’re here to help you every step of the way.
In addition to your deposit, there are other costs such as legal fees, building inspections, registered valuer and potential loan application fees. We’ll walk you through all these expenses upfront, so you’re fully prepared for the financial aspects of buying your first home.
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