Your Trusted Mortgage & Insurance Experts in New Zealand
At SK Financial Group, we make the mortgage and insurance process simple and stress-free. Whether you’re buying your first home, refinancing, or looking for comprehensive insurance coverage, we’re here to provide expert advice and personalised solutions tailored to your needs.
Get Started Today – Book Your Free Consultation Expert mortgage and insurance advice at no cost to you.
About Us
SK Financial Group has been proudly helping Kiwis secure their home and financial futures for years. Whether you’re a first-time homebuyer, self-employed, or looking for insurance protection, our expert team offers clear, honest advice to help you make informed decisions.
We understand the New Zealand market like no one else. Our deep knowledge, extensive lender network, and commitment to your success ensure that we get you the best mortgage or insurance deal possible, every time.

Mortgage Services
At SK Financial Group, we offer a comprehensive range of mortgage services to meet your needs. Our expert team will guide you through each step of the mortgage process, ensuring you get the best deal for your situation.

First Home Buyer
Starting your journey as a homeowner? We’ll help you navigate the process and secure the best deal for your first home.

Refinance
Looking to lower your interest rates or consolidate debt? We’ll help you refinance and save money on your mortgage.

Property Investment
Ready to grow your property portfolio? Our investment loan solutions will help you maximise your returns and expand your holdings.

Renovation Loans
Planning a renovation? We offer financing solutions that let you turn your house into the home you’ve always wanted.

Loan to Build
Dreaming of building your home from scratch? We specialise in construction loans that support your project from start to finish.

Bridging Finance
Need short-term finance while selling one property and purchasing another? Our bridging finance solutions ensure you don’t miss out on new opportunities.

Top Up/Restructure
Whether you need additional funds or want to restructure your current mortgage, we can provide flexible solutions.

Business Lending
We also offer lending solutions for businesses looking to grow. Whether you need working capital or a property loan, we’ve got you covered.

Commercial Lending
For businesses looking to invest in property, our commercial lending services ensure you get the right financing to expand your operations.

Property Development
If you’re a property developer, we can provide tailored financing solutions for projects of any scale

Home Loan Rates New Zealand
Stay on top of the latest home loan rates in New Zealand. We ensure you get competitive rates that align with your goals.

Low Deposit Mortgage
Struggling to save a large deposit? We help first-time buyers and others with low deposit requirements secure their dream home.
Insurance Services
Our comprehensive insurance solutions are designed to protect you, your family, and your assets. We make sure you have the coverage you need, without paying more than you should.

Health Insurance
Protect your health and your family with affordable health insurance plans with SKFG in New Zealand.

Life Insurance
Ensure your loved ones are financially protected with the right life insurance coverage.

Trauma Insurance
Financial protection in case of serious illness or injury, so you can focus on recovery. we help you understand and select trauma insurance that supports both recovery and peace of mind during major health events.

Total and Permanent Disability
We offer coverage to protect your financial security if you’re ever unable to work due to disability.

Income Protection
Your income is your biggest asset. If you're unable to work due to illness or injury, income protection provides regular payments to keep life moving forward.

Mortgage Protection
Safeguard your home and mortgage payments with affordable mortgage protection insurance.

Why Choose SK Financial Group?
Choosing the right mortgage broker and insurance advisor is crucial to your financial success. Here’s why SK Financial Group is the best choice for you:
Expert Advice from Experienced Professionals:
Our team brings years of experience and in-depth knowledge of the New Zealand market, ensuring that you get the best solutions for your situation.
Tailored Solutions:
We understand that every client is different. We take the time to get to know your financial goals and offer solutions that are tailored to your needs.
Wide Range of Lenders and Insurers:
We work with a variety of lenders and insurers, giving you access to competitive rates and terms that fit your budget.
No Cost to You:
Our services come at no cost to you — we are compensated by lenders and insurers.
Transparent Communication:
We keep you informed at every stage, so you’re never in the dark about your mortgage or insurance.
What Our Clients Are Saying
-
Just got my home loan refinanced through Saneel at SK Financial Group, and honestly, it was a great experience. He... read more really knows his stuff. He walked me through all the options, gave me clear comparisons from different banks, and even recommended what would work best for me. Kept me updated the whole way, and I ended up with a better rate plus a nice cashback too. Super easy to talk to and made the whole thing way less stressful. Would definitely recommend if you’re looking for someone who actually cares and knows what they’re doing.
Dharamveer Dhiman
August 4, 2025I highly recommend Saneel Kumar. His guidance was clear, professional, and reassuring throughout the entire mortgage process. Saneel was always... read more available to answer my questions, even outside business hours. Excellent service from start to finish!
Ashutosh Panchal
July 17, 2025Great experience..From the moment we contacted Saneel Kumar from SK Financial Group to the day we got our keys, no... read more matter whenever we call he always answers calls and clear all the questions that we had. He was incredibly responsive, explained every step clearly, and genuinely worked on our behalf. And also received higher value than bank. I highly recommend Saneel Kumar. Thank you for making this process so quick and seamless. Your expertise and personal touch were exceptional. Shailesh Patel
shailesh patel
July 10, 2025 -
Very excellent service helped me with everything towards getting my new home Very and very knowledgeable
bruce Widdowson
July 3, 2025Saneel bhai is your person!! his straight forward. His always there we’ve always felt comfortable with him when asking questions... read more (even though its the same questions over and over😅) his just someone we’d go to for any financial matter his the ANSWER to all we would say. Thank you saneel bhai.
Roshni Patel
July 1, 2025No matter how complex or straightforward your case is, Saneel is the go-to person. He keeps you well-informed throughout the... read more entire application process and is always available to assist—no time is ever a bad time for him. If you’re stuck or need expert guidance, Saneel is the one you can rely on. I highly recommend his services without hesitation. Thank you, Saneel!
Zamir Khan
May 31, 2025 -
Saneel is an exceptional advisor . Easily available for any queries and very prompt
veena pillay
May 1, 2025Exceptional service from start to finish! Saneel made the mortgage process smooth, stress-free, and easy to understand. Highly recommend for... read more anyone needing a mortgage broker.
Aelis Gandhi
May 1, 2025Saneel made the refinancing process smooth and stress-free, securing an excellent cashback deal, discounted floating interest and additional funds for... read more renovations. From the start, Saneel was incredibly knowledgeable and attentive. He took the time to understand our financial situation and goals, and then worked tirelessly to find the best refinancing options. Highly recommend!
Firoz & Pinky Wadhwania
March 31, 2025 -
We had a great experience with Saneel Kumar from SK Financial Group during our purchasing of a new house. His... read more strong and clear guidance was very helpful for our journey. We would highly recommend Saneel as a mortgage broker. Thank you so much Saneel from SK Financial Group.
Bignesh Pillay
December 31, 2024VINAKA Saneel for your OUTSTANDING Service. My wife and I was nervous at first about the process of buying our first... read more Home but with your optimistic approach with the challenges that we faced along the way, your encouraging words and your BULA smile, made the process a breeze and put our minds at ease. Once again Vinaka Vakalevu SK.
Marika Taserenavanua
December 31, 2024What an awesome service SK! Saneel was with us in every step of the way until we purchased our first home.... read more He even respected our request to delay our journey and he made sure we were comfortable before we continued our journey to purchase our first home. He was always available to answer our questions and ease our doubts. No question was too much or too small for him and he always comes back with an answer. He helped us through our lending from the bank and guide us through the requirements from the bank. To be honest we wouldn’t have been able to purchase our first home without his guidance and knowledge. We are so grateful for your help Saneel and for guiding us through the process of purchasing our first home. Vinaka Vakalevu Saneel!
Lavenia M
December 31, 2024 -
We highly recommend Saneel at SK Financial Group as a Mortgage Broker. Throughout the process, Saneel was extremely helpful. He was... read more efficient and excellent at communicating what was happening. He always got back to us in a timely manner, ensuring that we had a clear understanding of each step of the process. What stood out to us about Saneel was his ability to provide valuable insights into the current state of the economy and its impact on interest rates. He helped us understand how these factors were impacting both short-term and long-term interest rates, which gave us a deeper understanding of the mortgage market. Overall, we are extremely pleased with the services provided by Saneel. His professionalism, efficiency, and ability to understand the complexities of the mortgage market make him an outstanding choice. We would highly recommend Saneel to anyone looking for assistance in securing a mortgage loan.
Anisha & Shekins Patel
October 1, 2024As a first home buyer, we were searching for house and one of our friends suggested Saneel Kumar as mortgage... read more advisor. Saneel was very helpful and guided us through the process very well and was available to answer any quires throughout the process at any time. As our deposit amount was less than 10% most of the mortgage advisors, we approached was reluctant to take our case, but Saneel approached it positively and guided us thorough the process of getting the finance sorted. Would 100 % recommend him to our friends and families.
Laya Rakesh
October 1, 2024There’s a lot to be said about Saneel @ SK Financial group, he’s keen and eagerness to help people get... read more into their first home, upsizing even investment property. Saneel is very prompt and is very good at what he does very good. Saneel helped me and my wife get into our first home we had struggled for years saving but we got our ducks in a row and started the journey to home ownership. Saneel made it all so streamline and got us onto the finish line we were hoping for. Thanks you so much words can’t describe how greatful we are for your advise and help and adviser. So if you need a mortgage adviser then look no further Saneel will get it done for you. Once again Saneel thank you Ravi and Alissa
Ssg Services
October 1, 2024 -
Highly recommend Saneel! He made the process very easy as Saneel was very responsive with any questions we had as me... read more and my husband were first home buyers. Thank you Saneel for all your advice and help along the way of our process! Thank you 🙂
Alissa Tere
October 1, 2024I had an outstanding experience with Saneel at SK Financial Group! From start to finish, he demonstrated exceptional professionalism, expertise,... read more and dedication. Saneel took the time to understand my unique needs and worked tirelessly to find the best mortgage solution for me. Communication was clear and prompt, and he always made sure I was informed and comfortable with each step of the process. What really stood out was his ability to simplify complex information and make the entire experience smooth and stress-free. Buying a first home can be an overwhelming process, however Saneel, was always there for questions, and ready to help whenever I called him. Saneel had my best interest through the whole loan application process, and its only because of that I am a home owner today. Thank you so much to SK Financial Group!
Hemin Patel
October 1, 2024We were referred to Saneel by my sister and her husband and I'm glad we did! Saneel was fast, efficient... read more and openly communicated with myself and my partner throughout the whole process. Any question we had, he answered. He is approachable, friendly and respectful. I highly recommend Saneel to anyone wanting guidance on looking for a house whenever you're a first home buyer, investor or wanting to lease an apartment even. You can tell that Saneel is passionate about his work and is highly knowledgeable. You won't regret! Thank you Saneel for your support throughout our journey as first home buyers!!!
Sapna Singh
July 31, 2024 -
Over the past 10 years, I’ve dealt with several property mortgage brokers, and Saneel stands out as the best. His... read more exceptional advice on all things property-related is invaluable. He truly understands home buyers' needs and offers tailored solutions. Saneel is there at every step of the home-buying process, providing recommendations on mortgages and competitive interest rates while also explaining the roles of all stakeholders, including lawyers, salespeople, vendors, and appraisers. His transparency and guidance throughout the entire journey make him an outstanding advisor, ensuring you're always comfortable and at ease.
Monowar Aziz
July 31, 2024SK Financial Group is the best Mortgage Broker company ever. He made the loan process easier than I thought. Strong... read more is the lender #1 in the industry. No doubt about it.
tajinder singh
July 31, 2024We had a great experience with Saneel. Our home loan application was a bit tricky, but he guided and ... read more explained to us about each step. What we liked most about dealing with Saneel is that the communication was very quick, and he detailed in a way that we can understand easily. He made our first home journey a pleasant experience. Thank you, Saneel.
Jesiee Kaur
July 31, 2024 -
Saneel is an exceptional advisor on all things property. He is patients and with his vast knowledge, can understand the... read more needs of home buyers to best come up with catered solutions. He is there at every step of the home buying process, not only to make recommendations on mortgage and coming up with competitive interest rates but also explaining roles of all the stakeholders of the home-buying process, including lawyers, sales folks, vendors, valuation folks. It also helps that he is transparent throughout the process and walks the buyer throughout the journey.
Sanjid Rahman
July 31, 2024Highly recommend Saneel. Great communication and made the process much easier than it was without him. Very knowledgeable and patient.... read more If you are looking for financial help, he is the man.
Rowan Brady
July 31, 2024Saneel did an excellent job for buying our house. Strongly recommended.
Riffat Shaheed
July 31, 2024 -
Saneel has been of great help to us. As first home buyers the whole process can we very confusing and... read more daunting but Saneel made the process very easy for us. He was very patient with and us tolerated our silly questions and took time out of his schedule just so that it would be convenient for us.
Tushar Patel
July 31, 2024Exceptional service from Mr Kumar. He made the daunting mortgage process much easier for us to understand. His expertise and... read more professionalism ensured smooth sailing. Saneel provided valuable insights, answered all our questions, and maintained clarity every step of the way. I highly recommend his services for a simplified and successful mortgage journey.
Deepika Dharshani
July 31, 2024We as first home buyers had absolute amazing guidance from the man himself Saneel Kumar, couldn’t be happier. We told... read more him this is our goal and he helped us reach the top without a flinch. Took care of my insurance needs, looked for the best rates. The best in the game.. honest and trustworthy. Thank you Saneel, we appreciate your hard work. Highly recommend.
Shafiona Khan
July 31, 2024 -
Top notch. I have been in this industry since 2006 and Saneel in my view is one of the Top... read more Mortgage broker i have come across. Super sincere, very well organised and very strategic and well presented approach will push your boundary to expand and bring growth. I highly recommend him and am very impressed. Not in my knowledge i know anyone can out perform his enthusiasm and prompt action and getting it done any faster. AAA+++
Sunvi Ahsan
July 31, 2024I had a very good experience with Mr. Saneel Kumar. He helped me get a pre-approval for my... read more home loan, which was initially rejected by ANZ. He not only got me a pre approval but he also got a higher value approved. He gave great advice which ANZ staff never told me although I had been banking with ANZ for the past 7 years. Moreover, he also got my green energy loan approved at 1 % interest rate. He had also help my sister secure her home loan with ANZ, which ANZ jas been rejecting previously. I highly recommend Mr. Saneel Kumar for all your mortgage needs. Regards Navinesh
Navinesh Chand
July 31, 2024
What Our Clients Are Saying
-
Just got my home loan refinanced through Saneel at SK Financial Group, and honestly, it was a great experience. He... read more really knows his stuff. He walked me through all the options, gave me clear comparisons from different banks, and even recommended what would work best for me. Kept me updated the whole way, and I ended up with a better rate plus a nice cashback too. Super easy to talk to and made the whole thing way less stressful. Would definitely recommend if you’re looking for someone who actually cares and knows what they’re doing.
Dharamveer Dhiman
August 4, 2025I highly recommend Saneel Kumar. His guidance was clear, professional, and reassuring throughout the entire mortgage process. Saneel was always... read more available to answer my questions, even outside business hours. Excellent service from start to finish!
Ashutosh Panchal
July 17, 2025Great experience..From the moment we contacted Saneel Kumar from SK Financial Group to the day we got our keys, no... read more matter whenever we call he always answers calls and clear all the questions that we had. He was incredibly responsive, explained every step clearly, and genuinely worked on our behalf. And also received higher value than bank. I highly recommend Saneel Kumar. Thank you for making this process so quick and seamless. Your expertise and personal touch were exceptional. Shailesh Patel
shailesh patel
July 10, 2025 -
Very excellent service helped me with everything towards getting my new home Very and very knowledgeable
bruce Widdowson
July 3, 2025Saneel bhai is your person!! his straight forward. His always there we’ve always felt comfortable with him when asking questions... read more (even though its the same questions over and over😅) his just someone we’d go to for any financial matter his the ANSWER to all we would say. Thank you saneel bhai.
Roshni Patel
July 1, 2025No matter how complex or straightforward your case is, Saneel is the go-to person. He keeps you well-informed throughout the... read more entire application process and is always available to assist—no time is ever a bad time for him. If you’re stuck or need expert guidance, Saneel is the one you can rely on. I highly recommend his services without hesitation. Thank you, Saneel!
Zamir Khan
May 31, 2025 -
Saneel is an exceptional advisor . Easily available for any queries and very prompt
veena pillay
May 1, 2025Exceptional service from start to finish! Saneel made the mortgage process smooth, stress-free, and easy to understand. Highly recommend for... read more anyone needing a mortgage broker.
Aelis Gandhi
May 1, 2025Saneel made the refinancing process smooth and stress-free, securing an excellent cashback deal, discounted floating interest and additional funds for... read more renovations. From the start, Saneel was incredibly knowledgeable and attentive. He took the time to understand our financial situation and goals, and then worked tirelessly to find the best refinancing options. Highly recommend!
Firoz & Pinky Wadhwania
March 31, 2025 -
We had a great experience with Saneel Kumar from SK Financial Group during our purchasing of a new house. His... read more strong and clear guidance was very helpful for our journey. We would highly recommend Saneel as a mortgage broker. Thank you so much Saneel from SK Financial Group.
Bignesh Pillay
December 31, 2024VINAKA Saneel for your OUTSTANDING Service. My wife and I was nervous at first about the process of buying our first... read more Home but with your optimistic approach with the challenges that we faced along the way, your encouraging words and your BULA smile, made the process a breeze and put our minds at ease. Once again Vinaka Vakalevu SK.
Marika Taserenavanua
December 31, 2024What an awesome service SK! Saneel was with us in every step of the way until we purchased our first home.... read more He even respected our request to delay our journey and he made sure we were comfortable before we continued our journey to purchase our first home. He was always available to answer our questions and ease our doubts. No question was too much or too small for him and he always comes back with an answer. He helped us through our lending from the bank and guide us through the requirements from the bank. To be honest we wouldn’t have been able to purchase our first home without his guidance and knowledge. We are so grateful for your help Saneel and for guiding us through the process of purchasing our first home. Vinaka Vakalevu Saneel!
Lavenia M
December 31, 2024 -
We highly recommend Saneel at SK Financial Group as a Mortgage Broker. Throughout the process, Saneel was extremely helpful. He was... read more efficient and excellent at communicating what was happening. He always got back to us in a timely manner, ensuring that we had a clear understanding of each step of the process. What stood out to us about Saneel was his ability to provide valuable insights into the current state of the economy and its impact on interest rates. He helped us understand how these factors were impacting both short-term and long-term interest rates, which gave us a deeper understanding of the mortgage market. Overall, we are extremely pleased with the services provided by Saneel. His professionalism, efficiency, and ability to understand the complexities of the mortgage market make him an outstanding choice. We would highly recommend Saneel to anyone looking for assistance in securing a mortgage loan.
Anisha & Shekins Patel
October 1, 2024As a first home buyer, we were searching for house and one of our friends suggested Saneel Kumar as mortgage... read more advisor. Saneel was very helpful and guided us through the process very well and was available to answer any quires throughout the process at any time. As our deposit amount was less than 10% most of the mortgage advisors, we approached was reluctant to take our case, but Saneel approached it positively and guided us thorough the process of getting the finance sorted. Would 100 % recommend him to our friends and families.
Laya Rakesh
October 1, 2024There’s a lot to be said about Saneel @ SK Financial group, he’s keen and eagerness to help people get... read more into their first home, upsizing even investment property. Saneel is very prompt and is very good at what he does very good. Saneel helped me and my wife get into our first home we had struggled for years saving but we got our ducks in a row and started the journey to home ownership. Saneel made it all so streamline and got us onto the finish line we were hoping for. Thanks you so much words can’t describe how greatful we are for your advise and help and adviser. So if you need a mortgage adviser then look no further Saneel will get it done for you. Once again Saneel thank you Ravi and Alissa
Ssg Services
October 1, 2024 -
Highly recommend Saneel! He made the process very easy as Saneel was very responsive with any questions we had as me... read more and my husband were first home buyers. Thank you Saneel for all your advice and help along the way of our process! Thank you 🙂
Alissa Tere
October 1, 2024I had an outstanding experience with Saneel at SK Financial Group! From start to finish, he demonstrated exceptional professionalism, expertise,... read more and dedication. Saneel took the time to understand my unique needs and worked tirelessly to find the best mortgage solution for me. Communication was clear and prompt, and he always made sure I was informed and comfortable with each step of the process. What really stood out was his ability to simplify complex information and make the entire experience smooth and stress-free. Buying a first home can be an overwhelming process, however Saneel, was always there for questions, and ready to help whenever I called him. Saneel had my best interest through the whole loan application process, and its only because of that I am a home owner today. Thank you so much to SK Financial Group!
Hemin Patel
October 1, 2024We were referred to Saneel by my sister and her husband and I'm glad we did! Saneel was fast, efficient... read more and openly communicated with myself and my partner throughout the whole process. Any question we had, he answered. He is approachable, friendly and respectful. I highly recommend Saneel to anyone wanting guidance on looking for a house whenever you're a first home buyer, investor or wanting to lease an apartment even. You can tell that Saneel is passionate about his work and is highly knowledgeable. You won't regret! Thank you Saneel for your support throughout our journey as first home buyers!!!
Sapna Singh
July 31, 2024 -
Over the past 10 years, I’ve dealt with several property mortgage brokers, and Saneel stands out as the best. His... read more exceptional advice on all things property-related is invaluable. He truly understands home buyers' needs and offers tailored solutions. Saneel is there at every step of the home-buying process, providing recommendations on mortgages and competitive interest rates while also explaining the roles of all stakeholders, including lawyers, salespeople, vendors, and appraisers. His transparency and guidance throughout the entire journey make him an outstanding advisor, ensuring you're always comfortable and at ease.
Monowar Aziz
July 31, 2024SK Financial Group is the best Mortgage Broker company ever. He made the loan process easier than I thought. Strong... read more is the lender #1 in the industry. No doubt about it.
tajinder singh
July 31, 2024We had a great experience with Saneel. Our home loan application was a bit tricky, but he guided and ... read more explained to us about each step. What we liked most about dealing with Saneel is that the communication was very quick, and he detailed in a way that we can understand easily. He made our first home journey a pleasant experience. Thank you, Saneel.
Jesiee Kaur
July 31, 2024 -
Saneel is an exceptional advisor on all things property. He is patients and with his vast knowledge, can understand the... read more needs of home buyers to best come up with catered solutions. He is there at every step of the home buying process, not only to make recommendations on mortgage and coming up with competitive interest rates but also explaining roles of all the stakeholders of the home-buying process, including lawyers, sales folks, vendors, valuation folks. It also helps that he is transparent throughout the process and walks the buyer throughout the journey.
Sanjid Rahman
July 31, 2024Highly recommend Saneel. Great communication and made the process much easier than it was without him. Very knowledgeable and patient.... read more If you are looking for financial help, he is the man.
Rowan Brady
July 31, 2024Saneel did an excellent job for buying our house. Strongly recommended.
Riffat Shaheed
July 31, 2024 -
Saneel has been of great help to us. As first home buyers the whole process can we very confusing and... read more daunting but Saneel made the process very easy for us. He was very patient with and us tolerated our silly questions and took time out of his schedule just so that it would be convenient for us.
Tushar Patel
July 31, 2024Exceptional service from Mr Kumar. He made the daunting mortgage process much easier for us to understand. His expertise and... read more professionalism ensured smooth sailing. Saneel provided valuable insights, answered all our questions, and maintained clarity every step of the way. I highly recommend his services for a simplified and successful mortgage journey.
Deepika Dharshani
July 31, 2024We as first home buyers had absolute amazing guidance from the man himself Saneel Kumar, couldn’t be happier. We told... read more him this is our goal and he helped us reach the top without a flinch. Took care of my insurance needs, looked for the best rates. The best in the game.. honest and trustworthy. Thank you Saneel, we appreciate your hard work. Highly recommend.
Shafiona Khan
July 31, 2024 -
Top notch. I have been in this industry since 2006 and Saneel in my view is one of the Top... read more Mortgage broker i have come across. Super sincere, very well organised and very strategic and well presented approach will push your boundary to expand and bring growth. I highly recommend him and am very impressed. Not in my knowledge i know anyone can out perform his enthusiasm and prompt action and getting it done any faster. AAA+++
Sunvi Ahsan
July 31, 2024I had a very good experience with Mr. Saneel Kumar. He helped me get a pre-approval for my... read more home loan, which was initially rejected by ANZ. He not only got me a pre approval but he also got a higher value approved. He gave great advice which ANZ staff never told me although I had been banking with ANZ for the past 7 years. Moreover, he also got my green energy loan approved at 1 % interest rate. He had also help my sister secure her home loan with ANZ, which ANZ jas been rejecting previously. I highly recommend Mr. Saneel Kumar for all your mortgage needs. Regards Navinesh
Navinesh Chand
July 31, 2024
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Frequently Asked Questions
Generally, a deposit of at least 20% is required, though low deposit options are available for eligible buyers.
It can be challenging if you have a low credit score or limited deposit, but with the right advice, securing a mortgage is possible.
Mortgage rates in New Zealand vary depending on the lender and loan type, but they typically range between 3% and 5%.
Mortgage approval usually takes 1-2 weeks, but the process can vary depending on your financial situation and the lender.
Refinancing allows you to switch to a new loan, usually with better rates, to reduce your monthly payments or consolidate debt.
Common insurances include life insurance, mortgage protection, income protection, and health insurance to protect your home and family.
You need to meet certain criteria like having a stable income, a good credit score, and a minimum deposit; our team can help assess your eligibility.