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NZA Top 25 Mortgage Broker

Your trusted partner
for mortgage &
insurance in NZ

Expert advice, personalised solutions, and a genuine commitment to securing your financial future — backed by deep market expertise.

Our Services
500+
Clients helped
30+
Lender partners
5
Google rating

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No obligation · Servicing New Zealand communities and friends since 2023 · Expert Financial Advice

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Registered Financial Adviser
Same-day response
30+ lenders & insurers
Servicing NZ families since 2023
2025 NZA Top 25 Broker

Comprehensive financial solutions

From your first home to growing your portfolio — we have the expertise and lender relationships to get you there.

New Zealand mortgage and home lending

Home Mortgages

First home buyers, investors, construction, refinance, bridging finance and debt restructuring solutions tailored to your situation.

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Insurance and family protection cover

Insurance Cover

Protect what matters most with health, life, trauma, income protection, mortgage protection, TPD insurance from leading New Zealand providers.

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Business and commercial lending

Business & Commercial

Business lending, commercial property finance and property development funding. We understand the needs of New Zealand business owners.

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The SK Financial difference

We're not just brokers — we're advisers who are genuinely invested in your outcome.

About SKFG
01

Expert, experienced advice

Years of New Zealand market experience means we know how to structure deals that work, especially in complex situations like self-employment or low deposit scenarios.

02

Tailored to your situation

No two situations are the same. We take the time to understand your goals and build solutions around them - not the other way around.

03

30+ lenders & insurers

Our wide network means real choice. We compare across the market to find the most competitive rates and terms for your needs.

04

Servicing New Zealand communities and families since 2023

Our advice is completely free. We're compensated by lenders and insurers - so you get expert guidance with zero out of pocket cost.

SK Financial Group Adviser NZA 2025 Top 25 Broker Medal

Proudly helping Kiwis secure their financial future

SK Financial Group has been helping New Zealanders navigate the mortgage and insurance landscape with confidence. We believe every Kiwi deserves clear, honest advice without the jargon.

Whether you're a first-time homebuyer, self-employed, or building a property portfolio, we bring deep local market knowledge, an extensive lender network, and a genuine commitment to your success.

Based in Auckland's New Lynn, we serve clients across New Zealand — in person, over the phone, or online.

Location
New Lynn, Auckland
Phone
09-553 6223
Registered
FSP 1005116
Meet the team →
Insurance protection

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1 in 3 New Zealanders will be diagnosed with cancer in their lifetime. Life, trauma, income protection and health insurance ensure your family's financial security — whatever happens.

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What our clients say

⭐ View all Google Reviews
"
★★★★★

I'm truly grateful to Saneel for helping me achieve one of the biggest milestones of my life — buying my first home in New Zealand. 🏡❤️ Saneel guided me patiently, step by step, not only in securing the best mortgage for my situation but also in understanding due diligence and the pros and cons of buying a property. His expertise, hard work and continued support over the past year gave me the confidence to make the right decision. What I appreciated most was his patience, availability and genuine willingness to explain everything clearly whenever I needed guidance. He always made the process feel easier and gave me confidence throughout the journey. Thank you from the bottom of my heart, Saneel for your guidance, support and hard work in making my first home journey so much easier and more meaningful. I'm truly grateful and hope this is just the beginning of many more properties and a stronger financial future! 🙏🏡 Highly recommended to anyone looking for a knowledgeable, trustworthy and genuinely caring mortgage adviser.

KR
khan rizwan
First Home Buyer, Auckland
"
★★★★★

5 Stars!!! I can't recommend Saneel highly enough. As a business owner, my financial situation is complex than most, but he handled everything with absolute expertise. Saneel took the time to understand my specific needs and secured a great deal for my portfolio. If you need a broker who is professional, efficient, and actually understands the self employed landscape, Saneel is the one!

AS
Ashwant Sahay
Business Owner, Auckland
"
★★★★★

I can't recommend Saneel highly enough. His knowledge, professionalism, and attention to detail was outstanding, and he consistently went above and beyond to ensure everything was handled efficiently. Saneel took the time to explain my options as a first-time buyer, he was always responsive and genuinely has my best interests at heart. I was well supported throughout the whole process. Saneel, I can't thank you enough 😊

KL
Karen Lockwood
First-Time Buyer, Auckland
⭐ Proudly rated 5.0 stars on Google · Based on 45 reviews · Read all reviews

Frequently asked questions

Generally a 20% deposit is required, though low deposit options (10% or less) are available for eligible buyers, particularly first home buyers. We'll assess your situation and find the right path.
It can be challenging with a low credit score or limited deposit, but with the right advice and preparation, securing a mortgage is absolutely achievable. That's exactly what we're here for.
Rates vary by lender and loan type. We constantly monitor the market and have access to special rates not available directly to the public. Contact us for a personalised rate comparison.
Pre-approval typically takes 1–2 business days once we have your documents. Full approval after finding a property usually takes 3–5 business days depending on the lender.
Most lenders require house insurance at minimum. We also recommend reviewing life insurance, mortgage protection and income protection to safeguard your repayments.
Key criteria include stable income, good credit history, minimum level of unsecured lending and savings history. You may be eligible for the first home loan scheme. Book a free consultation and we'll assess your eligibility.

Our lender & insurer panel

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Start today

Ready to take the next step?

Book your free, no-obligation consultation today. We'll assess your situation and outline the best path forward.

Get in Touch →

Or call us directly: 09-553 6223 · 021 074 9825

09-553 6223 info@skfg.co.nz 3024a Great North Rd, New Lynn, Auckland