SK Financial Group was founded with a simple mission: give every New Zealander access to expert, honest financial advice — without the cost.
Saneel Kumar — Founder & Financial Adviser
SK Financial Group has been proudly serving New Zealanders for years, helping hundreds of clients navigate the complexities of mortgages and insurance with clarity and confidence.
As a Registered financial adviser, we operate under strict professional standards — which means our advice always puts your interests first. We're not tied to any single bank or insurer; we work for you.
Based in New Lynn, Auckland, we serve clients across all of New Zealand. Whether you prefer in-person meetings, phone, or video calls — we work around you.
Every recommendation we make is based on what's best for you — not what earns us the most commission. Your goals are our goals.
We explain everything clearly — fees, processes, options, and tradeoffs. No jargon, no surprises. You make informed decisions every step of the way.
We don't disappear after settlement. We're here for regular reviews, life events, and any questions that come up over the years. We're your adviser for life.
The NZ mortgage and insurance market changes constantly. We stay at the forefront so you always benefit from the latest rates, products, and regulatory changes.
We're remunerated by lenders and insurers, not by you. This means you receive expert, unbiased advice aligned entirely with your interests.
We understand the New Zealand market deeply — lender policies, local regulations, and the unique needs of Kiwi homeowners and investors.
Professional guidance with integrity, expertise, and a commitment to the highest ethical standards.
Member of Financial Services Complaints Limited (FSCL), an approved dispute resolution scheme. You have access to free, independent dispute resolution.
Recognised as one of New Zealand's top 25 mortgage brokers by NZ Adviser, reflecting the volume and quality of advice we deliver to clients nationwide.