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NZ mortgage & insurance insights

Expert articles, guides, and market updates to help you make smarter financial decisions.

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Latest articles

From the SKFG team

SK
Mortgage
Jan 2026 · 8 min read

First Home Buyer Guide 2026: Everything You Need to Know

A comprehensive guide covering deposits, government grants, the buying process, and what to expect as a first home buyer in New Zealand.

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SK
Mortgage
Feb 2026 · 5 min read

Fixed vs Floating: Which Mortgage Rate is Right for You?

Understanding the difference between fixed and floating mortgage rates — and how to decide what's best for your situation in the current NZ market.

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SK
Insurance
Feb 2026 · 6 min read

Do I Need Income Protection Insurance? A Kiwi's Guide

Many New Zealanders are underinsured when it comes to income protection. Here's why it matters more than you think — and how to choose the right policy.

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SK
Mortgage
Mar 2026 · 7 min read

How to Build a Property Investment Portfolio in NZ

A practical roadmap for growing a property portfolio in New Zealand — from your first investment property to managing multiple assets strategically.

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SK
Mortgage
Mar 2026 · 4 min read

Understanding the NZ First Home Grant & First Home Loan

Are you eligible for the First Home Grant or First Home Loan? Here's a plain-English breakdown of the schemes, income caps, and how to apply.

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SK
Insurance
Apr 2026 · 5 min read

Life Insurance vs Trauma Insurance: What's the Difference?

Both are important, but they serve different purposes. We break down the key differences between life insurance and trauma cover so you can make the right choice.

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