Whether you’re building your first townhouse block or planning a large-scale subdivision, the right finance makes all the difference. At SK Financial Group, we specialise in guiding Kiwi developers through tailored property development loans and mortgages. From feasibility to funding, we help take the pressure off so you can focus on delivering results.SK Financial Group helps streamline the finance process by coordinating with lenders, consultants, and partners—so you can focus on bringing your property vision to life without the stress.
Whether you're a first-time developer, seasoned investor, or construction firm, a property development mortgage helps turn your project into reality. It’s ideal for those planning multi-unit builds, subdivisions, or large-scale renovations in New Zealand.
At SK Financial Group, we provide a range of property development loans to suit different project scales:
Each solution is tailored to your budget and timeline.
Your borrowing power depends on the size and scope of your project. With a solid proposal and feasible exit strategy, you may qualify for development funding up to 80% of the project cost. Use our property development loan calculator to get an estimate and start planning with confidence.
Property development loan rates in NZ typically range from 7% to 11%, depending on the lender, loan structure, and project risk. Banks may offer lower rates with strict conditions, while non-bank lenders provide flexible terms at slightly higher rates.
Funding: Receive finance and start building with confidence
At SK Financial Group, we bring clarity and confidence to complex projects. From first-time developers to seasoned investors, our advisers offer hands-on support and access to a diverse panel of lenders offering competitive property development loan rates.
Let’s Make Your Property Vision a Reality
Whether you're a first-time developer or scaling up your next big project, SK Financial Group is your trusted guide in property development finance.
Yes, first-time developers can qualify. Lenders will assess your feasibility, equity, and project plan. Partnering with a broker like SKFG can improve your approval odds.
A property development mortgage funds the construction or redevelopment of the property, often in stages. A standard mortgage is for buying completed properties.
Not always. While some lenders require pre-sales to reduce risk, others may waive this based on your experience, equity, or project strength.
You’ll typically need development plans, project costs, consent documents, financials, and an exit strategy. A property development loan calculator can also help you estimate affordability.
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